Personal Loan Interest Rates

Interest Rates
Description Amount
Interest Rate 13.59% p.a.
Comparison Rate # 13.81% p.a.

What is a comparison rate

General Fees and Charges
Description Amount
Establishment fee $150
Ongoing account keeping fees Free.
Annual fee Free.
Extra payments Free.
Early repayment fee Free.
Online banking
Description Amount
Balance enquires Free.
Recent transaction history Free.
Statements
Description Amount
Duplicate or Interim Statements $5.00 per page
Other
Description Amount
Direct credit fee
(if your loan is paid into your nominated account)
Free.
Direct debit dishonour administration fee
(payable when a direct debit we initiate is dishonoured)
$25.00
Bank cheque fee
(if we agree to pay your loan amount via cheque)
No fees for the first 3 bank cheques, and then $6.00 for each additional bank cheque.

Interest rates are current as at 10-Feb-2012 and are subject to change. Fees and charges apply

# Comparison rate calculated on an unsecured loan of $30,000 for a term of 5 years, repaid monthly.

WARNING: This comparison rate applies only to the example given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.